Osaic Services Inc.

12/20/2017: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017054229301 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: SagePoint Financial, Inc., Respondent CRD No. 133763 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, SagePoint Financial, Inc. (“SagePoint” or the “Firm”) submits this Letter of Acceptance, Waiver and Consent ("AWC") for

Reference 2017054229301data-portal.finra.orgfinra.org

11/30/2022: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060895801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: FSC Securities Corporation (Respondent) Member Firm CRD No. 7461 Royal Alliance Associates, Inc. (Respondent) Member Firm CRD No. 23131 SagePoint Financial, Inc. (Respondent) Member Firm CRD No. 133763 Woodbury Financial Services, Inc. (Respondent) Member Firm CRD No. 421 Pursuant to FINRA Rule 9216, Respondents FSC Securities, Royal Alliance, SagePoint Financial, and Woodbury Financial submit this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the condition that, if accepted, FINRA will not bring any future actions against Respondents alleging violations based on the same factual findings described in this AWC.

Reference 2018060895801finra.orgdata-portal.finra.org

12/20/2011: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 20070109919 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: SagePoint Financial, Inc., Respondent CRD No. 133763 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, SagePoint Financial, Inc, submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the condition

Reference 2007010991902data-portal.finra.orgfinra.org

06/10/2020: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018056858101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: SagePoint Financial, Inc., Respondent Member Firm CRD No. 133763 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent SagePoint Financial, Inc. submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

Reference 2018056858101data-portal.finra.orgfinra.org

11/07/2024: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021070904301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Osaic Services, Inc., formerly known as SagePoint Financial, Inc. (Respondent) Member Firm CRD No. 133763 Pursuant to FINRA Rule 9216, Respondent Osaic Services, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the condition that, if accepted, FINRA will not bring any future actions against Respondent alleging violations based on the same factual findings described in this AWC.

Reference 2021070904301data-portal.finra.orgfinra.org

01/24/2023: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021069460901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Securities America, Inc. (Respondent) Member Firm CRD No. 10205 Royal Alliance Associates, Inc. (Respondent) Member Firm CRD No. 23131 SagePoint Financial, Inc. (Respondent) Member Firm CRD No. 133763 Pursuant to FINRA Rule 9216, Respondents Securities America, Royal Alliance, and SagePoint submit this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the condition that, if accepted, FINRA will not bring any future actions against Respondents alleging violations based on the same factual findings described in this AWC.

Reference 2021069460901data-portal.finra.orgfinra.org

09/09/2022: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019061612601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: SagePoint Financial, Inc. (Respondent) Member Firm CRD No. 133763 Pursuant to FINRA Rule 9216, Respondent SagePoint Financial, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

Reference 2019061612601data-portal.finra.orgfinra.org

05/03/2017: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016049751001 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Royal Alliance Associates, Inc., Respondent Member Firm CRD# 23131 FSC Securities Corporation, Respondent Member Firm CRD# 7461 SagePoint Financial, Inc., Respondent Member Firm CRD# 133763 Woodbury Financial Services, Inc., Respondent Member Firm CRD# 421 Inger Wilson Fields, Respondent Financial and Operations Principal and

Reference 2016049751001data-portal.finra.orgfinra.org

12/20/2021: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062531501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Royal Alliance Associates, Inc. (Respondent) Member Firm CRD No. 23131 Sagepoint Financial, Inc. (Respondent) Member Firm CRD No. 133763 FSC Securities Corporation (Respondent) Member Firm CRD No. 7461 Pursuant to FINRA Rule 9216, Respondents Royal Alliance, Sagepoint, and FSC submit this Letter of Acceptance, Waiver, and Consent (AWC)

Reference 2019062531501data-portal.finra.orgfinra.org

12/17/2021: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062873301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: SagePoint Financial, Inc. Member Firm CRD No. 133763 Pursuant to FINRA Rule 9216, Respondent SagePoint Financial, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the condition that, if accepted,

Reference 2019062873301data-portal.finra.orgfinra.org

07/24/2018: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016047636601 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Royal Alliance Associates, Inc., Respondent Member Firm CRD#23131 FSC Securities Corporation, Respondent Member Firm CRD# 7461 SagePoint Financial, Inc., Respondent Member Firm CRD# 133763 Woodbury Financial Services, Inc., Respondent Member Firm CRD# 421 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure,

Reference 2016047636601data-portal.finra.orgfinra.org