Cetera Advisors LLC

10/19/2015: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2014041676801 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Cetera Advisors LLC, Respondent CRD No. 10299 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Cetera Advisors LLC ("Cetera Advisors" or the "Firm") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

Reference 2014041676801data-portal.finra.orgfinra.org

12/15/2020: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2015046716901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Cetera Advisor Networks LLC, Respondent Member Firm CRD No. 13572 Cetera Advisors LLC, Respondent Member Firm CRD No. 10299 Cetera Financial Specialists LLC, Respondent Member Firm CRD No. 10358 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondents Cetera Advisor Networks LLC, Cetera Advisors LLC

Reference 2015046716901finra.orgdata-portal.finra.org

sec.govsec.gov

01/16/2026: From at least March 2019 through August 2021, the Cetera Firms’ supervisory systems, including their written supervisory procedures (WSPs), were not reasonably designed to achieve compliance with Section 5 of the Securities Act of 1933, in violation of FINRA Rules 3110 and 2010. Over the same period, the Cetera Firms’ anti-money laundering (AML) compliance program was not reasonably designed to detect and cause the reporting of suspicious transactions, in violation of FINRA Rules 3310(a), 3310(f)(ii), and 2010. Additionally, from at least January 2017 through August 2021, Cetera Advisors failed to reasonably supervise the creation and dissemination of consolidated reports and failed to preserve such reports, in violation of Section 17(a) of the Securities Exchange Act of 1934, Exchange Act Rule 17a–4(b)(4), and FINRA Rules 3110, 4511 and 2010. For these violations, the Cetera Firms are censured, fined $1.1 million, and have agreed to an undertaking.

Reference 2018057331002data-portal.finra.orgfinra.org

05/03/2017: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016050259001 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Cetera Advisors LLC, Respondent CRD No. 10299 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Cetera Advisors LLC ("CA" or the "Firm") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

Reference 2016050259001data-portal.finra.orgfinra.org