Darren M. Kubiak

07/27/2023: FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Darren M. Kubiak CRD No. 1239086, Respondent. Disciplinary Proceeding No. 2018060897302 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Respondent Darren M. Kubiak (“Kubiak”) failed to appear and provide testimony requested pursuant to FINRA Rule 8210 on two occasions. As a result, Kubiak violated FINRA Rules 8210 and 2010. RESPONDENT AND JURISDICTION 2. Kubiak first entered the securities industry in February 1984 as an Investment Company and Variable Contracts Products Representative (“IR”) of a former FINRA member firm. Between February 1984 and January 2007, Kubiak was registered with FINRA as an IR through various member firms. 3. In January 2007, Kubiak registered with FINRA as an IR through Kalos Capital, Inc. (CRD No. 44337). In March 2008, Kubiak also registered with FINRA as a General Securities Representative through Kalos Capital.

01/23/2024: FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. Darren M. Kubiak (CRD No. 1239086), Respondent. Disciplinary Proceeding No. 2018060897302 Hearing Officer–DRS DEFAULT DECISION January 23, 2024 Respondent is barred from associating with any FINRA member firm in any capacity for failing to appear for on-the-record testimony that FINRA requested in connection with an investigation. Appearances For the Complainant: Vaishali Shetty, Esq., Adam Balin, Esq., and Kay Lackey, Esq., Department of Enforcement, Financial Industry Regulatory Authority For the Respondent: No appearance DECISION I. Introduction The Department of Enforcement filed a Complaint against Respondent Darren M. Kubiak, a former registered representative, alleging that he failed to appear for on-the-record testimony that FINRA requested as part of an investigation into the suitability of his recommendations to several customers. As a result, the Complaint alleged Kubiak violated FINRA Rule

Reference 2018060897302data-portal.finra.orgfinra.orgdata-portal.finra.org

09/06/2019: FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016048196801 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Kalos Capital, Inc., Respondent FINRA Member Firm BD No. 44337 Darren Michael Kubiak, Respondent General Securities Representative CRD No. 1239086 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondents Kalos Capital, Inc. ("Kalos" or "the Firm") and Darren Michael Kubiak ("Kubiak") submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

Reference 2016048196801data-portal.finra.orgfinra.org